Today, we live in an insurance marketplace defined by healthcare reform, double-digit rising healthcare costs, and plenty of “unknowns.” Given the changing landscape, many human resources professionals view their employer benefit plans as a challenging blend of cost containment strategies and employee retention. But there’s hope! Perhaps it’s time for a reintroduction, or introduction as the case may be, to a known entity and dynamic insurance duo: self-funding paired with voluntary benefits. Meeting the twin goals of high quality and affordability Employers of all sizes have the same goals when it comes to their benefits offering—high quality and affordability. Some companies